Do I Need a Lawyer?
You were hurt in an accident and need money for medical bills and lost wages. Or, you were hurt at work and feel your employer's insurance company isn't treating you fairly. Or, you're disabled and can't work, but you need help applying or appealing for Social Security disability benefits.
If you fit any of these scenarios, you may have a case. If you have a case, you need a lawyer. A lawyer can handle all the confusing processes, piles of paperwork, and tricky insurance companies that come with your case. You can count on the insurance company you're up against to have an army of lawyers, and you don't want to be caught unprepared.
But some people are afraid that attorneys are too expensive or they don't trust lawyers. At Edgar Snyder & Associates, we treat all of our clients with respect. Our attorneys and staff work with you for every step of the way, and we keep you informed as we go.
You still may be thinking, "A lawyer might cost me more than my settlement is even worth." Or, "I can handle it myself and don't need a lawyer." But here's the truth: if you don't know the legal system, you won't get the full compensation you deserve. In fact, even the Insurance Research Council admits that injured victims who hire lawyers receive 3 ½ times more money before legal fees than those who don't hire a lawyer. You need a lawyer to get the most out of your case. And when you hire Edgar Snyder & Associates, there's never a fee unless we get money for you. That's right—we'll pay for everything and do the work up front, and if we don't get you a settlement in your favor, you won't pay us a cent.
What Happens if I Don't Hire a Lawyer?
If you don't hire an attorney, things could get worse. Without knowing the legal processes, your Social Security benefits application or appeal could be denied, or your Workers' Compensation benefits could be stopped. Or, if you were injured in an accident, you may fall victim to insurance companies' "settlement policies." There are a variety of strategies that insurance companies will try to make sure the money stays in their pockets.
Most often, they will offer you a quick settlement. The insurance company may come to you even while you're still in the hospital, medicated, and unable to make sensible decisions. It seems appealing to have compensation that quickly, but by doing this, insurance companies are actually taking advantage of you by offering you less money than you deserve. You may be desperate for a check since you have bills to pay and you're missing work, but too often people take the low settlements insurance companies offer in fear they won't receive any more. You should never agree to a settlement before having a better idea of future medical bills, knowing how much work you will miss, and hiring a lawyer.
Remember, insurance companies are experts on the claim process—they know every trick in the book. But if you have an experienced attorney by your side, you have a much better chance at getting the full compensation you deserve.
If you're in an accident, here are some ways to protect your claim:
- No matter what type of case you have (including cases for Social Security disability benefits and Workers' Compensation), don't sign any papers until you talk to a law firm and learn your legal rights.
- Never allow an insurance company to record you "for accuracy purposes." Chances are they'll use it against you later and it may hurt your case.
- Contact Edgar Snyder & Associates for a no obligation, free legal consultation. We can explain your legal rights and what to do next—at no cost to you.