West Virginia Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

  • $20,000 per person injured in any one accident and $40,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $10,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured (UM) and Underinsured Motorist (UIM) Coverage. If chosen, the amount purchased must be at least that required for bodily injury liability coverage. The maximum amount of UM/UIM that may be purchased is $100,000 per person injured in any one accident, $300,000 for all persons injured in any one accident, and $50,000 for property damage.

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