Oklahoma Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $25,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured (UM) and Underinsured Motorist (UIM) Coverage. In Oklahoma, UM coverage includes underinsured motorist (UIM) coverage. The insured can purchase UM in an amount equal to the bodily injury liability insurance coverage purchased or a lesser amount. The amount purchased, however, cannot be less than the required bodily injury liability coverage.

Special Rules for Motorcycle Owners

  • Insurance discounts are available for 3 years following the completion of a motorcycle accident prevention course. This excludes graduates attending due to a court order.

Need more information on state laws? Learn more about the laws where you live.

Note: Our attorneys are licensed to practice law in Pennsylvania, West Virginia, Ohio, Maryland, and Virginia. This information is not intended to solicit clients for matters outside of the states of Pennsylvania, Ohio, West Virginia, Maryland, and Virginia, although if you are injured in an accident, we have relationships with other personal injury attorneys and lawyers throughout the United States.

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