Ohio Car and Motorcycle Insurance Law
Required Minimum Bodily Injury Coverage
- $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $25,000 for injury to or destruction of property of others in any one accident
Optional Insurance Coverage
- Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Policies may include UM and UIM. Ohio does not require a mandatory offer by insurance companies. Ohio also has no laws regarding the amounts of coverage to be purchased.
Need more information on state laws? Learn more about the laws where you live.
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