Montana Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $20,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured Motorist (UM) Coverage. If elected, UM must be at least the amount of the bodily injury coverage required. Montana does not have a statute that addresses underinsured motorist (UIM) coverage.

Special Rules for Motorcycle Owners.

  • In Montana, if a motorcyclist carries coverage (though not required by law), the mandatory minimum limits for the policy are the same as that for automobiles.

Need more information on state laws? Learn more about the laws where you live.

Note: Our attorneys are licensed to practice law in Pennsylvania, West Virginia, Ohio, Maryland, and Virginia. This information is not intended to solicit clients for matters outside of the states of Pennsylvania, Ohio, West Virginia, Maryland, and Virginia, although if you are injured in an accident, we have relationships with other personal injury attorneys and lawyers throughout the United States.

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