Missouri Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $10,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured Motorist (UM) Coverage. This coverage includes underinsured motorist (UIM) coverage. If purchased, it must be at least the amount of the bodily injury coverage required. The offer of UM coverage only applies to automobile liability insurance policies.

Special Rules for Motorcycle Owners.

  • Insurance companies are not required to offer UM coverage to motorcycle owners.

Need more information on state laws? Learn more about the laws where you live.

Note: Our attorneys are licensed to practice law in Pennsylvania, West Virginia, Ohio, Maryland, and Virginia. This information is not intended to solicit clients for matters outside of the states of Pennsylvania, Ohio, West Virginia, Maryland, and Virginia, although if you are injured in an accident, we have relationships with other personal injury attorneys and lawyers throughout the United States.

Free Case Review
First Name
Last Name
Briefly describe your injuries