Alabama Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Liability Coverage

  • $25,000 per person injured in any one accident and
  • $50,000 for all persons injured in any one accident

Required Minimum Property Damage Liability Coverage

  • $25,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured Motorist Coverage (UM). Under Alabama law, an uninsured motorist includes an underinsured motorist. If a person chooses to purchase UM coverage, the policy must provide a minimum bodily injury or death benefit of $25,000 per person in one accident or $50,000 for all persons in one accident.

Need more information on state laws? Learn more about the laws where you live.

Note: Our attorneys are licensed to practice law in Pennsylvania, West Virginia, Ohio, Maryland, and Virginia. This information is not intended to solicit clients for matters outside of the states of Pennsylvania, Ohio, West Virginia, Maryland, and Virginia, although if you are injured in an accident, we have relationships with other personal injury attorneys and lawyers throughout the United States.

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