Edgar Snyder & Associates®
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Published on Jun 13, 2012 by Edgar Snyder

Insurance Companies Aren't Your Friend

low insurance payouts

You're in good hands. Like a good neighbor. Insurance companies do a good job of making you think they're on your side. Unfortunately, our law firm has seen time and time again that insurance companies care more about their bottom line than the injury victims who rely on insurance payouts to help them get through extremely difficult times.

In fact, our firm recently published a news story detailing some of the ways insurance companies use computer software to manipulate the details of your auto or home injury claim. This allows them to pay you less than what you deserve for your injuries. These software programs work in a couple of different ways. They encourage insurance adjusters to:

  • second-guess injury determinations from doctors and choose injury codes that produce a lower payout. Adjusters can do this even if they haven't undergone any formal medical training or certification process.
  • downplay the severity of an injury and ignore the likelihood that the injured individual may need future medical treatment or will be permanently disabled, thus lowering their payments.

These tactics are designed to only help the insurance company's bottom line. People injured in accidents need claim payouts that relate to their actual injuries. Without the proper compensation, victims may not be able to afford future medical treatment or the costs associated with being permanently disabled.

If you're injured in an accident that isn't your fault, it's important to remember that the insurance company is not your friend. Insurance companies want to save money and protect their own interests, not give you the compensation you need and deserve.

I've compiled a list of some of our law firm's resources on how to deal with insurance companies:

If you've been injured in an accident, you deserve compensation that will cover your medical bills and lost wages. Don't let the insurance company trick you into accepting less than what you deserve. It's in your best interest to speak to an attorney before dealing with an insurance company to make sure your rights are protected.

"Report: Insurers Can Manipulate Computer Systems to Broadly Underpay Injury Claims." The Consumer Federation of America. June 4, 2012.
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