When you're in a motorcycle accident, the fear and shock set in before you even realize what's happened. Am I okay? Am I going to get in trouble? Then the other worries begin: How will I pay for this? What do I tell the insurance company? The stress and worry can freeze you in your tracks and make you stumble over your next moves. Don't let it.
No matter how many safety precautions you take or how careful you are, accidents happen. Even if you do everything in your power to avoid them, it's always important to be prepared in the event of an accident and to know what to do.
After an Accident:
Call It In: No matter what comes next, your safety and the safety of those around you should always be your first priority. So when an accident occurs, immediately call 911 to get medical attention for anyone who might need it. You should also carry a "Just in Case" information card, containing your emergency contact information in case you are unable to communicate with medical responders.
Make a Report: When police officers arrive on the scene, give them a detailed and accurate report of the incident on paper. Do not, however, talk to anyone besides the officer about the accident and do not blame anyone for the accident.
Record Your Surroundings: Preserve the evidence in some way. This means taking photos or videos of the scene of the accident, any damage to your bike, and any injuries resulting from the accident. You can do this by phone, but it may be to your benefit to keep a disposable camera stored on the bike.
You'll also want to find out if anyone witnessed the accident. While it's vital to take note of the physical evidence, getting witnesses' names and contact information is also important.
Insurance Information: When on the scene, remember to get the insurance information from anyone else involved in the accident. You'll want to write down drivers' and passengers' names, addresses, birth dates, phone numbers, license numbers, and insurance information. Make sure you also get the make, model, year, license plate number, and VIN from any other vehicle involved in the accident.
Afterwards, contact your insurance company. Notify them immediately of the accident and pass along all the collected information. Do not give a recorded statement or any detailed descriptions because it could easily be used against you. Always be vigilant when speaking to insurance companies, even your own.
Call an Attorney: After you have done everything possible to guarantee your safety and your protection, contact a lawyer. Often you will be able to receive much more from a claim or settlement when you have an attorney fighting on your side.
Remember, if you are injured in an accident your safety and health is always the first priority. If you have legal questions or concerns, we're here to take that worry off your shoulders. Don't hesitate to call us at 1-866-943-3427 or submit your information online for a free claim consultation.