You were injured on the job, but your employer doesn’t have workers’ compensation insurance. What happens then?
Under Pennsylvania law, most employers are required to purchase workers’ compensation insurance. But just like uninsured motorists, some employers fail to meet their legal obligations. You can check to see if your employer has insurance by going to the Pennsylvania Department of Labor & Industry website.
If your employer doesn’t have insurance and you were injured on the job, there is one option you may have: The Uninsured Employer Guaranty Fund. However, this fund is limited. You should consult an experienced workers’ compensation attorney right away to learn your options and protect your legal rights.
Applying for Benefits From the Uninsured Employer Guaranty Fund
If you consult an attorney and learn that there are no other options, you can apply for benefits from the Uninsured Employer Guaranty Fund.
The most important thing is to act quickly. You only have 45 days after you learn your employer is uninsured to file your benefits claim with the Guaranty Fund. As with any other workers’ compensation claim, you must also file an accident report with your employer within the first 120 days following your accident at work.
You must file a claim with the Department of Labor & Industry to petition payment from the Pennsylvania Uninsured Employer Guaranty Fund. You are also obligated to file a “notice of claim” against your uninsured employer.
Protect Your Rights Against an Uninsured Employer
If you’ve been seriously injured on the job, the last thing you have time to think about is paperwork. You’re worried about medical bills, lost wages, and your physical recovery. Finding out your employer is uninsured can make the situation seem even more unbearable.
That’s why you need Edgar Snyder & Associates on your side. Our Pennsylvania workers’ compensation lawyers have helped over 7,000 injured workers. We know the system and we understand how workers’ compensation law works in Pennsylvania. Don’t let the fact that your employer is uninsured make you suffer even more.
Protect your rights – contact us today for a free legal evaluation. Call 1-866-9-4EDGAR (1-866-943-3427), or fill out your information with the form at the top right of this webpage. There’s no strings attached, and you’re not obligated to use our services. Our phones answer 24/7, so call now.