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Wisconsin Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $10,000 for injury to or destruction of property of others in any one accident

Required Uninsured Motorist (UM) Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident. This coverage must also include at least $1,000 for medical expenses.

Optional Underinsured Motorist (UIM) Coverage

  • If UIM is purchased, it must be at least $50,000 per person injured in any one accident and $100,000 for all persons injured in any one accident.

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