West Virginia Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

• $20,000 per person injured in any one accident and $40,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

• $10,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

• Uninsured (UM) and Underinsured Motorist (UIM) Coverage. If chosen, the amount purchased must be at least that required for bodily injury liability coverage. The maximum amount of UM/UIM that may be purchased is $100,000 per person injured in any one accident, $300,000 for all persons injured in any one accident, and $50,000 for property damage.