South Dakota Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

• $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

• $25,000 for injury to or destruction of property of others in any one accident

Required Uninsured Motorist (UM) Coverage

• In South Dakota, UM includes underinsured motorist (UIM) coverage. UM must be purchased in an amount equal to the bodily injury coverage purchased, but not to exceed $100,000 per person injured in any one accident and $300,000 for all persons injured in any one accident.