New Mexico Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

• $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

• $10,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

• Uninsured Motorist (UM) Coverage. UM includes underinsured motorist (UIM) coverage. If purchased, UM coverage must be at least equal to that required for bodily injury liability coverage. If more bodily injury liability coverage than required is purchased, UM coverage can be increased, but it can never exceed the bodily injury liability coverage actually purchased.