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New Hampshire Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

  • $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $25,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured Motorist (UM) Coverage. In New Hampshire, UM includes underinsured motorist (UIM) coverage. If purchased, UM coverage must be at least that legally required for bodily injury liability coverage. If a person purchases more bodily injury liability coverage than that required, UM must equal that amount.

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