Nevada Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

• $15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

• $10,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

• Uninsured Motorist (UM) and Underinsured Motorist (UIM) Coverage. Insurance companies must offer UM and UIM coverages in an amount equal to the bodily injury liability coverage purchased.

Special Rules for Motorcycle Owners.

• Nevada case law holds that the offer of UM/UIM only applies where the policy sold covers the use of a passenger car.