Illinois Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

• $20,000 per person injured in any one accident and $40,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

• $15,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

• Uninsured Motorist (UM) Coverage. The amount of UM purchased must be equal to the insured’s bodily injury liability limits, unless specifically rejected in writing. In no case can the amount of UM be less than that legally required for bodily injury liability coverage.