Idaho Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

• $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

• $15,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

• Uninsured Motorist (UM) Coverage. If purchased, UM coverage must be at least in the amount of required bodily injury coverage.
• Underinsured Motorist (UIM) Coverage. In Idaho, there are no laws regarding UIM coverage. It is, therefore, a matter of contract law.