Vermont Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

• $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

• $10,000 for injury to or destruction of property of others in any one accident

Required Uninsured Motorist Coverage

• In Vermont, UM includes underinsured motorist (UIM) coverage, and it is required. For new policies, an insured must purchase at least $50,000 per person injured in any one accident and $100,000 for all persons injured in any one accident. Property damage coverage of $10,000 is required. If an insured purchases bodily injury coverage greater than $50,000 per person and $100,000 per accident, UM coverage must equal that amount, unless the insured directs otherwise.