South Dakota Car and Motorcycle Insurance Law
Required Minimum Bodily Injury Coverage
- $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $25,000 for injury to or destruction of property of others in any one accident
Required Uninsured Motorist (UM) Coverage
- In South Dakota, UM includes underinsured motorist (UIM) coverage. UM must be purchased in an amount equal to the bodily injury coverage purchased, but not to exceed $100,000 per person injured in any one accident and $300,000 for all persons injured in any one accident.
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