Ohio Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage
- $12,500 per person injured in any one accident and $25,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $7,500 for injury to or destruction of property of others in any one accident
Optional Insurance Coverage
- Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Policies may include UM and UIM. Ohio does not require a mandatory offer by insurance companies. Ohio also has no laws regarding the amounts of coverage to be purchased.
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