Montana Car and Motorcycle Insurance Law
Required Minimum Bodily Injury Coverage
- $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $10,000 for injury to or destruction of property of others in any one accident
Optional Insurance Coverage
- Uninsured Motorist (UM) Coverage. If elected, UM must be at least the amount of the bodily injury coverage required. Montana does not have a statute that addresses underinsured motorist (UIM) coverage.
Special Rules for Motorcycle Owners.
- In Montana, if a motorcyclist carries coverage (though not required by law), the mandatory minimum limits for the policy are the same as that for automobiles.
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