Iowa Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage
- $20,000 per person injured in any one accident and $40,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $15,000 for injury to or destruction of property of others in any one accident
Optional Insurance Coverage
- Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Iowa vehicle owners can purchase either UM, UIM, or both. The minimum amount purchased must meet the bodily injury liability requirements.
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