Georgia Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Coverage

• $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

• $25,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

• Uninsured Motorist (UM) Coverage. In Georgia, UM coverage includes underinsured motorist (UIM) coverage. If purchased, coverage must be not less than the minimum bodily injury coverage required. If bodily injury insurance coverage is purchased in an amount greater than that required by law, the insured is permitted to purchase UM limits in an amount equal to or less than the bodily injury coverage purchased.

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