Idaho Car and Motorcycle Insurance Law
Required Minimum Bodily Injury Coverage
- $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $15,000 for injury to or destruction of property of others in any one accident
Optional Insurance Coverage
- Uninsured Motorist (UM) Coverage. If purchased, UM coverage must be at least in the amount of required bodily injury coverage.
- Underinsured Motorist (UIM) Coverage. In Idaho, there are no laws regarding UIM coverage. It is, therefore, a matter of contract law.
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