Alaska Car and Motorcycle Insurance Law

Required Minimum Bodily Injury Liability Coverage

• $50,000 per person injured in any one accident and $100,000 for all persons injured in any one accident

Required Minimum Property Damage Liability Coverage

• $25,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

• Uninsured (UM) and Underinsured Motorist (UIM) Coverage. In Alaska, this coverage is combined. Alaska requires $50,000 for bodily injury coverage for one person injured in one accident and $100,000 in coverage for all persons injured in one accident. If you purchase bodily injury insurance coverage in an amount greater than that legally required, you must purchase the same amount of UM/UIM coverage.

Special Rules for Motorcycle Owners

• In Alaska, insurance companies are not required to offer greater limits of bodily injury and UM/UIM to motorcycle owners or operators.