Alabama Car and Motorcycle Insurance Law
Required Minimum Bodily Injury Liability Coverage
- $20,000 per person injured in any one accident and
- $40,000 for all persons injured in any one accident
Required Minimum Property Damage Liability Coverage
- $10,000 for injury to or destruction of property of others in any one accident
Optional Insurance Coverage
- Uninsured Motorist Coverage (UM). Under Alabama law, an uninsured motorist includes an underinsured motorist. If a person chooses to purchase UM coverage, the policy must provide a minimum bodily injury or death benefit of $20,000 per person in one accident or $40,000 for all persons in one accident.
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