Other Disability Benefit Programs
As Explained by Our SSD Lawyers
Our Social Security Disability attorneys understand how confusing and complex the disability payment system can get. Let our disability lawyers help you understand how collecting other disability payments may affect your Social Security Disability or Supplemental Security Income benefits.
- Workers Compensation Benefits
- Unemployment Compensation
- Long-Term Disability Insurance
- Private Insurance/Pension Plans
- Assistance Programs
- Public Disability Payments
- Social Security Retirement Benefits
Workers Compensation Benefits
Generally, you can receive both Workers Compensation and Social Security Disability benefits.
However, if you are receiving Workers Comp benefits, the payments you receive from Social Security Disability will be reduced due to your Work Comp checks. Your Social Security Disability benefit will be reduced so that the combined amount of the Social Security benefit you and your family receive plus your Workers Compensation payment do not exceed 80% of your average current earnings. If your Workmans Comp payments stops, your Social Security Disability benefit will usually increase.
If you are receiving Workers Compensation, you will probably not be eligible to receive Supplemental Security Income benefits. The only way for your eligibility to be determined is by contacting the Social Security Administration.
Unemployment Compensation
If you receive Unemployment Compensation while your claim for Social Security Disability or Supplemental Security Income benefits is pending, and your claim is approved, your retroactive Social Security Disability or Supplemental Security Income benefits will be reduced for the period of time you were collecting unemployment compensation.
Unemployment is defined by Social Security as “I am capable of working, I just can’t find a job.” Remember, in order to be successful in your claim to for Social Security Disability or Supplemental Security Income benefits, it must be determined that your condition prevents you from working in any capacity and that you’re not currently seeking employment.
Long-Term Disability Insurance
If you are receiving Long-Term Disability payments from your employer and you are approved for Social Security Disability, your Long-Term Disability benefits may be reduced. As insurance policies tend to vary, you should contact your Long-Term Disability carrier for more information about your particular policy.
Private Insurance/Pension Plans
Your eligibility for Social Security Disability payments is not affected by any private insurance you may have, such as a company pension or 401k plan.
Assistance Programs
You can receive benefits from an assistance program while your claim for Social Security benefits is pending. If you are approved for Social Security benefits, your benefits from the assistance program will cease once you start receiving your Social Security benefits. Contact your local assistance department for more information regarding reimbursement issues.
Public Disability Payments
Public disability payments that may affect your Social Security benefits are those paid under a federal, state, or local government law or plan that pays for conditions that are not job-related. They differ from Workers’ Compensation because the disability that the worker has may not be job-related. Examples of public disability payments are civil service disability benefits, military benefits, state temporary benefits, and state or local government retirement benefits which are based on disability.
Your Social Security Disability benefit will be reduced so that the combined amount of the Social Security benefit you and your family receive, plus the public disability payment received, does not exceed 80% of your average current earnings.
Social Security Retirement Benefits
If you were receiving Social Security Disability benefits and you now qualify for Social Security Retirement benefits, your benefits are switched over to the retirement benefits.
In certain cases, depending on your earnings, you could receive a Supplemental Security Income check in addition to your retirement check. The only way for this to be determined is by contacting the Social Security Administration.
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