Long Term Disability Insurance Lawsuits

Disabled workers who have been denied disability insurance benefits can file a lawsuit against their insurance carrier under two provisions. It is important to note that these provisions vary from state to state:

Breach of Contract claims. This disability insurance lawsuit claims that the disability insurance carrier did not provide the services or coverage that had been agreed to in the policy, or contract. This failure is evident in the company not paying you the benefits you were entitled to receive.

Bad Faith claims. This long term disability insurance lawsuit claims that the disability insurance company did not act in good faith when determining that you were not eligible to receive benefits.

An insurance company must fully investigate all circumstances and evidence surrounding a benefits claim. The company can not simply investigate avenues that would allow them not to pay a claim.

In addition, if a claim for benefits is found to be viable, the disability insurance company should not attempt to settle the claim for less than it is determined to be worth. A lower settlement may also be grounds for a bad faith lawsuit.

Denied Long Term Disability Payments? Contact Us Now For a Free Evaluation of Your Legal Case.

Call us toll-free at 1-866-943-3427 or get online legal help, and we'll give you a free evaluation of your claim.