Massachusetts Car & Motorcycle Insurance
Required Minimum Bodily Injury Coverage
- $20,000 per person injured in any one accident and $40,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $5,000 for injury to or destruction of property of others in any one accident
Personal Injury Protection (PIP)
- PIP covers up to $8,000 in medical and work loss expenses, without regard to fault. The type of medical insurance you have will determine the amount of medical expense benefits paid out by PIP. PIP is a no-fault statute. Therefore, an injured person can only sue for pain and suffering if that person’s medical expenses are in excess of $2,000, or if the injuries caused death, the loss of a body member, permanent/serious disfigurement, loss of sight or hearing, or a fracture.
Optional Insurance Coverage
- Uninsured Motorist (UM) Coverage. In Massachusetts, UM coverage includes underinsured motorist (UIM) coverage. If purchased, it must be at least the amount of bodily injury liability coverage required.
- Special Rules for Motorcyclists. Motorcycle operators and passengers are excluded from PIP coverage.
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Please note: State law information collected from LexisNexis™ electronic database in 2005. All of our lawyers are licensed to practice in the state of Pennsylvania. We also have lawyers licensed to practice in Ohio, and West Virginia and we associate with experienced attorneys in other states.
The materials at this web site have been prepared by our Law Firm for information purposes only and should not be construed as legal advice or legal opinion on any specific facts or circumstances. These materials do not, and are not, intended to constitute legal advice. Readers should not act upon this information without seeking professional counsel. The information provided at this site is subject to change without notice. Although we try to keep our site current and accurate, you should not rely on this information or its applicability to any specific circumstances without speaking with an attorney.
