Maine Car & Motorcycle Insurance
Required Minimum Bodily Injury/Property Damage Coverage
- $50,000 per person injured in any one accident and $100,000 for all persons injured in any one accident
- $25,000 for injury to or destruction of property of others in any one accident
Required Minimum Bodily Injury Coverage for Insured/Operator and Passengers
- Maine also requires an insured’s bodily injury policy to provide coverage equal to or greater than $1,000 per person for injuries sustained by the insured/operator and passengers in the insured’s car.
Optional Insurance Coverage
- Uninsured Motorist (UM) Coverage. In Maine, UM includes underinsured motorist (UIM) coverage. If purchased, the coverage cannot be less than that purchased in the bodily injury liability policy, unless the insured specifically rejects that amount. In that case, however, the insured must purchase UM at least in an amount equal to the minimum bodily injury liability coverage required.
Special Rules for Motorcycle Owners
- Under Maine law, insurance companies are not permitted to sell motorcycle liability insurance policies that exclude coverage for motorcycle passengers, unless the insurance company notifies the Bureau of Motor Vehicles, each of its licensed agents, and the exclusion is provided by a separate endorsement in the insured’s policy.
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Please note: State law information collected from LexisNexis™ electronic database in 2005. All of our lawyers are licensed to practice in the state of Pennsylvania. We also have lawyers licensed to practice in Ohio, and West Virginia and we associate with experienced attorneys in other states.
The materials at this web site have been prepared by our Law Firm for information purposes only and should not be construed as legal advice or legal opinion on any specific facts or circumstances. These materials do not, and are not, intended to constitute legal advice. Readers should not act upon this information without seeking professional counsel. The information provided at this site is subject to change without notice. Although we try to keep our site current and accurate, you should not rely on this information or its applicability to any specific circumstances without speaking with an attorney.
