Hawaii Car & Motorcycle Insurance
Required Minimum Bodily Injury Coverage
- $20,000 per person injured in any one accident and $40,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $10,000 for injury to or destruction of property of others in any one accident
Optional Insurance Coverage
- Uninsured (UM) and Underinsured Motorist (UIM) Coverage. If purchased, the coverage must be at least the minimum required for bodily injury liability coverage. If the offer to purchase UM/UIM is rejected, the insurance company has no obligation to explain to the insured that he or she has an option to stack policies and to select UM/UIM in amount up to but not greater than the bodily injury liability coverage purchased.
Special Rules for Motorcycle Owners
- Insurance companies are required to offer motorcycle owners a medical expense coverage plan to cover medical expenses up to $10,000. They are also required to offer an income disability plan and bodily injury liability coverage in excess of the minimum required. Insurance companies are not required to offer motorcyclists UM/UIM coverage.
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Please note: State law information collected from LexisNexis™ electronic database in 2005. All of our lawyers are licensed to practice in the state of Pennsylvania. We also have lawyers licensed to practice in Ohio, and West Virginia and we associate with experienced attorneys in other states.
The materials at this web site have been prepared by our Law Firm for information purposes only and should not be construed as legal advice or legal opinion on any specific facts or circumstances. These materials do not, and are not, intended to constitute legal advice. Readers should not act upon this information without seeking professional counsel. The information provided at this site is subject to change without notice. Although we try to keep our site current and accurate, you should not rely on this information or its applicability to any specific circumstances without speaking with an attorney.
