Pennsylvania car insurance: Bodily injury liability
Required minimum coverage under Pennsylvania law:
- $15,000 per person
- $30,000 per occurrence
Our law firm's recommended minimum coverage:
- $100,000 per person
- $300,000 per occurrence
Bodily injury liability coverage pays money to the person who brings a claim against you if you injure or kill someone in accident for which you are legally responsible. Bodily injury liability will cover anyone else responsible for an accident while driving your car as long as they were doing so with your permission.
We recommend that you carry more than the required minimum amount to protect your financial interests. Your insurance company will only pay claims up to the limit of your bodily injury liability coverage. If the amount of a verdict or settlement that you are ordered to pay is for more than the amount of your insurance coverage, you would be responsible for the difference. You may be forced to pay the excess, or some portion of it, out of your own pocket.
Hurt in a Car Accident? Contact Us Now For a Free Evaluation of Your Legal Case.
Call us toll-free at 1-866-943-3427 or get online legal help, and we'll give you a free evaluation of your claim.
This guide is NOT a complete summary of the Pennsylvania Auto
Insurance Law. It is designed to highlight certain important features
of this law and should not be considered legal advice. Everyone has
different insurance needs. If you have any questions concerning your
coverage, please contact your insurance agent. Pennsylvania's Auto
Insurance Law was patterned after a similar law in Michigan. Because
our law is still relatively new, we refer to Michigan case law for
some of the examples used in this Consumer Guide.
2001, Edgar Snyder &Associates, Pittsburgh PA
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