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Pennsylvania Car & Motorcycle Insurance

Required Tort Option Coverage

  • Full vs. Limited. Determines your ability to sue for pain and suffering if you are involved in a car accident.

Required Minimum Bodily Injury Liability Coverage

  • $15,000 per person and $30,000 per occurrence

Required Minimum Property Damage Liability Coverage

  • Varies - see your insurance representative.

Required Medical Expense Benefits Coverage

  • $5,000 of coverage for medical expenses.
  • Medical expense benefits coverage can be purchased for your motorcycle. The medical expenses covered will be listed in your insurance policy so be sure to review this information carefully.

Optional Coverages:

  • Income Loss Benefits
  • Underinsured Motorist Coverage
  • Uninsured Motorist Coverage
  • Stacking of limits for Underinsured motorist coverage and Uninsured motorist coverage
  • Funeral Benefits

Special note for motorcycle owners:

  • If you reject or reduce underinsured or uninsured coverage on your motorcycle policy, you are disqualified from collecting such coverage from your automobile policy even though you have paid premiums for the coverage.

Hurt in a Car Accident? Contact Us Now For a Free Evaluation of Your Legal Case.

Call us toll-free at 1-866-943-3427 or get online legal help, and we'll give you a free evaluation of your claim.

Please note: State law information collected from LexisNexis™ electronic database in 2005. All of our lawyers are licensed to practice in the state of Pennsylvania. We also have lawyers licensed to practice in Ohio, and West Virginia and we associate with experienced attorneys in other states.

The materials at this web site have been prepared by our Law Firm for information purposes only and should not be construed as legal advice or legal opinion on any specific facts or circumstances. These materials do not, and are not, intended to constitute legal advice. Readers should not act upon this information without seeking professional counsel. The information provided at this site is subject to change without notice. Although we try to keep our site current and accurate, you should not rely on this information or its applicability to any specific circumstances without speaking with an attorney.