Kansas Car & Motorcycle Insurance
Required Minimum Bodily Injury Coverage
- $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $10,000 for injury to or destruction of property of others in any one accident
Required Personal Injury Protection Coverage May Only be Rejected by Motorcyclists
- Kansas requires all motor vehicle liability policies to include PIP benefits to pay rehabilitation, disability, and funeral expenses of the insured and the insured’s passengers. Medical and rehabilitation benefits cannot be less than $4,500 per person; disability must be purchased at a maximum of $900 per month per person not to exceed one year; and a funeral benefit cannot be more than $2,000 per person. Kansas law permits only motorcycle owners/operators to reject this coverage in writing.
Optional Insurance Coverage
- Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Insurance companies must offer UM/UIM in a minimal amount of the bodily injury coverage purchased. UM coverage purchased must include a UIM provision that equals the limits of UM coverage if UIM coverage bodily injury limits.
Special Rules for Motorcycle Owners
- Motorcycle owners can reject required PIP coverage, so long as the rejection is in writing..
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Please note: State law information collected from LexisNexis™ electronic database in 2005. All of our lawyers are licensed to practice in the state of Pennsylvania. We also have lawyers licensed to practice in Ohio, and West Virginia and we associate with experienced attorneys in other states.
The materials at this web site have been prepared by our Law Firm for information purposes only and should not be construed as legal advice or legal opinion on any specific facts or circumstances. These materials do not, and are not, intended to constitute legal advice. Readers should not act upon this information without seeking professional counsel. The information provided at this site is subject to change without notice. Although we try to keep our site current and accurate, you should not rely on this information or its applicability to any specific circumstances without speaking with an attorney.
