Washington Car & Motorcycle Insurance
Required Minimum Bodily Injury Coverage
- $25,000 per person injured in any one accident
- $50,000 for two or more people injured in any one accident
Required Minimum Property Damage Coverage
- $10,000 for damage to the property of others in any one accident
Optional Insurance Coverage in Washington
- Underinsured Motorist (UIM) Coverage. In Washington, UIM includes uninsured motorist (UM) coverage, and it must be offered to automobile owners. If purchased, UIM must be at least that required for bodily injury coverage. If an insured purchases a greater amount of bodily injury coverage than what is required, UIM must equal that amount, unless specifically rejected by the insured.
- Personal Injury Protection (PIP). This coverage is required to be offered to automobile owners. It must provide for a minimum of $10,000 in medical expenses, $2,000 for funeral expenses; $10,000 for income continuation, subject to a limit of $200 per week; and $5,000 for loss of services, subject to a limit of $200 per week per insured.
Special Rules for Motorcycle Owners
- There are no insurance requirements for motorcycles, as well as mopeds and other "motor-driven cycles," in Washington state.
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Please note: State law information collected from LexisNexis™ electronic database in 2005. All of our lawyers are licensed to practice in the state of Pennsylvania. We also have lawyers licensed to practice in Ohio, and West Virginia and we associate with experienced attorneys in other states.
The materials at this web site have been prepared by our Law Firm for information purposes only and should not be construed as legal advice or legal opinion on any specific facts or circumstances. These materials do not, and are not, intended to constitute legal advice. Readers should not act upon this information without seeking professional counsel. The information provided at this site is subject to change without notice. Although we try to keep our site current and accurate, you should not rely on this information or its applicability to any specific circumstances without speaking with an attorney.
